Resources for Individuals
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HUD Provides Foreclosure Relief to Texans Impacted by Floods
The 90-day moratorium prohibits mortgage services from initiating or completing foreclosure actions on FHA-insured single family forward or Home Equity Conversion mortgages in the Kerr County PDMDA.
Borrowers unable to make their mortgage payments should contact their mortgage servicer for assistance as soon as practical. Borrowers may also contact the FHA Resource Center at 800-CALL-FHA (1-800-225-5342) for assistance. Information on how to make an accessible phone call is available at https://www.fcc.gov/consumers/guides/telecommunications-relay-service-trs.
For borrowers and renters who need immediate housing and disaster recovery assistance, use HUD’s online search tool or use our phone search by calling 800-569-4287.
For borrowers whose homes are destroyed or damaged to an extent that requires reconstruction or complete replacement, contact an FHA-approved lender about FHA’s Section 203(h) loan program.
For borrowers seeking to purchase and/or repair a home that has been damaged, contact an FHA-approved lender about FHA’s Section 203(k) loan program.